Cost of selling calculator
Selling in Wandsworth, Putney, Wimbledon or Battersea? Estimate your selling costs, what your lender takes and roughly what’s left, in a couple of minutes.
What would you walk away with?
Enter your figures to estimate the costs of selling, what your lender takes, and what's left. Every field can be changed.
Selling costs
Your mortgage
Is this your main home?
Roughly what you'd walk away with
| Sale price | |
| Estate agent feeOur minimum fee: £7,000 plus VAT | |
| Conveyancing and searches | |
| EPC, management pack, removals | |
| Mortgage balance | |
| Early repayment chargeEstimate: check your redemption statement | |
| Lender's exit feeTypically £100 to £300 | |
| Capital Gains TaxEstimate on a gain of , after the £3,000 allowance | |
| You walk away with |
This is an estimate to help you plan, not financial or tax advice. Capital Gains Tax uses 2026/27 rates (18% or 24% on residential property) and assumes you haven't used this year's £3,000 allowance. Reliefs, joint ownership and time you lived in the property can change it, so speak to an accountant. If tax is due, it must be reported and paid within 60 days of completion.
Common questions
What costs are there when you sell a home?
The estate agent’s fee, conveyancing and searches, an EPC if you don’t have a valid one, a management pack if it’s a leasehold flat, and removals. Your lender is repaid from the sale, along with any early repayment charge and exit fee. Stamp duty is paid by the buyer, not the seller.
What is an early repayment charge?
A fee your lender may charge if you repay your mortgage during a fixed or tracker deal. It’s usually 1% to 5% of the balance and often falls each year. Many mortgages can be moved to your next home (porting), which can avoid it. Your lender’s redemption statement shows the exact figure.
Do I pay Capital Gains Tax when I sell?
Usually not on the home you’ve lived in throughout. On a rental or second home, Capital Gains Tax is 18% or 24% of the gain above the £3,000 annual allowance for 2026/27, and it must be reported and paid within 60 days of completion. Reliefs can change the figure, so speak to an accountant.
What is your fee?
Our sole agency fee is 1.6% plus VAT (1.92% including VAT), with a minimum of £7,000 plus VAT. You’ll have it in writing, with your Property Position Review, before you decide anything.